Port Charlotte Homes under $400,000

Port Charlotte Homes under $400,000

Welcome to Port Charlotte, Florida – a hidden gem nestled in the heart of Charlotte County, where serene living meets vibrant community life. This charming subdivision offers an ideal blend of natural beauty and modern conveniences, making it a perfect place for families, retirees, and everyone in between. With its picturesque landscapes, lush parks, and access to stunning waterways, Port Charlotte is a haven for outdoor enthusiasts and those seeking a relaxed lifestyle.

One of the most appealing aspects of Port Charlotte is the diverse range of homes available, particularly for those looking for affordable options under $400,000. Here, you can find a variety of charming single-family homes, cozy townhouses, and spacious villas, all designed to suit different tastes and preferences. Whether you’re a first-time homebuyer or looking to downsize, Port Charlotte’s real estate market offers something for everyone without breaking the bank.

Living in Port Charlotte means enjoying the best of Florida’s sunshine and warmth year-round. The community is known for its friendly atmosphere, with plenty of local shops, restaurants, and recreational activities to explore. From boating and fishing in the nearby Gulf of Mexico to leisurely strolls along the scenic parks, there’s no shortage of ways to enjoy the beautiful Florida lifestyle.

With its affordable housing options, welcoming community, and abundant recreational opportunities, Port Charlotte is more than just a place to live – it’s a place to thrive. Come discover your dream home in this enchanting subdivision and experience the charm of Port Charlotte for yourself!

Newest Port Charlotte Homes under $400,000

12090 Clarendon Avenue, Port Charlotte
$314,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Discover the possibilities at 12090 Clarendon Avenue in Port Charlotte! This 3-bedroom, 2-bathroom fenced home offers approximately 1,362 square feet of living space and sits on an expansive approximately 0.46-acre homesite. Built in 2004, this property offers the benefit of additional outdoor space, room to entertain, and plenty of potential to make it your own. Enjoy the freedom of NO HOA and NO CDD fees, giving you greater flexibility without the added expense of community association fees. Conveniently located near area shopping, dining, parks, and Gulf Coast. Whether you're looking for your next home or a property with extra land, this is an opportunity worth exploring. Schedule your private showing today!

12090 Clarendon Avenue, Port Charlotte
20278 Benton Avenue, Port Charlotte
$243,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
CLASSIC FLORIDA CHARM, MODERN UPDATES, AND EXCEPTIONAL VALUE AT $243,000! Welcome to 20278 Benton Avenue, where timeless Florida character meets thoughtful improvements in this inviting 2-bedroom, 2-bath home offering 1,185 square feet of comfortable living space and an oversized garage 31 feet deep. Whether you’re searching for your first home, a seasonal Florida escape, or a comfortable full-time residence, this well-maintained property offers plenty to appreciate! Step inside and discover a bright, open floor plan highlighted by beautiful real oak hardwood flooring installed in 2025, fresh interior paint, updated ceiling fans, and attractive window treatments. The spacious living and dining areas flow naturally into the kitchen, creating a comfortable setting for entertaining or simply enjoying everyday life. A convenient breakfast bar provides additional seating, while a brand new refrigerator, updated water filtration system, and charming kitchen pass-through window add both function and character. The primary bedroom features a walk-in closet and private bathroom with a walk-in shower, while the second bedroom and full guest bathroom offer comfortable accommodations for family or visitors. Throughout the home, you’ll find a welcoming combination of original character and practical modern improvements. FLORIDA LIVING CONTINUES OUTDOORS! Enjoy your morning coffee or unwind after a long day on the covered, screened lanai, complete with attractive epoxy-coated flooring. The kitchen pass-through window makes outdoor dining and entertaining especially convenient. Step outside to a separate concrete patio that’s perfect for weekend grilling, surrounded by established palms and mature landscaping. A backyard storage shed, surrounding rain gutters, and included patio furniture add even more convenience. IMPORTANT UPGRADES ALREADY COMPLETED! Along with the 2025 oak hardwood flooring, this home features a 2020 Rheem air-conditioning system, 2022 electrical panel, new roof in 2021, a newer water heater, updated laundry appliances, and hurricane protection that includes electric and manual shutters along with a hurricane-rated garage door. The oversized garage with workbench offers valuable additional space for storage, tools, and hobbies. Extra hardwood flooring materials will also remain with the home. Located in Port Charlotte Section 18 with no HOA fees, this property offers convenient access to shopping, restaurants, golf courses, boating, Charlotte Harbor, Sunseeker Resort, and the historic waterfront district of downtown Punta Gorda. CHARACTER, COMFORT, AND VALUE ALL IN ONE! With its open layout, significant improvements, inviting outdoor spaces, and attractive $243,000 asking price, 20278 Benton Avenue is ready to welcome its next owner. Schedule your private showing and discover the possibilities of making this charming Florida home your own!

20278 Benton Avenue, Port Charlotte
21483 Peachland Boulevard, Port Charlotte
$349,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Move in ready! Fresh paint, NEW Luxury Vinyl flooring, 3 beds, guest bath and recently updated master bath, pool home! City water and city sewer. Enter the screened porch to your entry with coat closet/storage. To the left is a large living room with new paint and new LVP floors. The dining room is attached to the living room and has a slider for natural light. The kitchen has a new fan/light combo. There is a dinette area and a family room attached. The kitchen has a pantry closet too. This side of the home has 2 guest bedrooms and a guest bath with access to the pool. The family room, hall and bedrooms all have new LVP flooring. The master is on the other side of the home. It has sliders for light, new flooring, and a recently remodeled master bath room with 3 closets! The home has a caged pool and a large fenced back yard with a shed for storage. Peachland has the shopping center at Cochran (Homegoods, Ross, Home Depot, Kohl's, BJs, restaurants, and Publix) at one end, and Easy access to I75, shopping, McDonalds, Banks, Walmart and Publix at the other end. The seller has done several updates. There's 2026 flooring. There's a 2023 roof, the whole home was re-piped in 2022, New duct work 2011, HVAC 2009, Hurricane shutters 2006, garage door 2005. Fresh paint 2026.

21483 Peachland Boulevard, Port Charlotte
23439 Mccandless Avenue, Port Charlotte
$329,900
3 Beds ⋅ 3 Baths ⋅ Port Charlotte SubDv. ⋅ 33980 Zip Code
Welcome to the Sunset Harbor, a beautifully designed home offering 3 spacious bedrooms, 3 full bathrooms, and a 2-car garage. This thoughtfully designed floor plan combines modern style, comfort, and functionality. Enjoy elegant LVP flooring throughout the entire home, with no carpet, creating a seamless look and easy maintenance. The kitchen features stylish cabinetry with soft-close doors and drawers, adding both convenience and quality craftsmanship. Hurricane-impact-rated windows provide added protection, security, and peace of mind. With quality finishes and attention to detail throughout, the Sunset Harbor offers the perfect combination of style, durability, and everyday comfort. Don't miss the opportunity to make this beautiful home yours! One or more photo(s) was virtually staged. This is the Sunset Harbor floorplan.

23439 Mccandless Avenue, Port Charlotte
1470 Truval Terrace, Port Charlotte
$279,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Virtually Staged. Virtually Staged. READY NOW! Ask about our INCENTIVES TOWARD CLOSING COSTS! Introducing the Seabreeze Cove II by Sunlife Homes in Port Charlotte—where thoughtful design meets effortless Florida living. This brand-new floor plan showcases Sunlife’s signature blend of open-concept comfort and refined coastal style. From the moment you step inside, you’re welcomed by expansive living spaces, abundant natural light, and seamless indoor-outdoor flow—perfect for both everyday living and entertaining. Storm-Safe concrete block construction and impact windows for your peace of mind and low insurance costs! NO FLOOD ZONE! The Seabreeze Cove is designed with flexibility in mind, offering spacious bedrooms, a well-appointed kitchen at the heart of the home, and carefully considered details that elevate both function and finish. Whether you’re hosting guests or enjoying a quiet evening, every space feels intentional and inviting. Located in the growing Port Charlotte area, this home provides the ideal balance of privacy and convenience—close to shopping, dining, waterfront activities, and everything that makes Southwest Florida living so desirable. As the first Seabreeze Cove II in Port Charlotte, this home represents a unique opportunity to own a fresh, thoughtfully designed plan from one of the area’s trusted builders. Experience the difference of a home built with purpose. This is the Seabreeze II Plan

1470 Truval Terrace, Port Charlotte
23247 Weatherman, Port Charlotte
$383,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Welcome to this inviting 3-bedroom, 2-bath, 2-car garage pool home, offering a spacious floor plan, thoughtful features, and plenty of room to enjoy the Florida lifestyle. Located in the desirable SEC 15 area of Port Charlotte, this home is situated in an X FLOOD zone, with county WATER and SEWER and no deed restrictions. From the moment you enter through the impressive double-door entry, you'll appreciate the spacious SPLIT FLOOR PLAN, featuring separate living, family, and dining area. The entire home features TILE FLOORING throughout, offering easy maintenance. The living room includes a convenient pocket door that provides added privacy for the guest bedrooms and WOOD BEAMS AND HIGH SHELVING. The kitchen is filled with natural light from a skylight and offers both an EAT-IN dining area and a separate breakfast nook, providing plenty of space for casual meals and gatherings. The spacious primary suite features dual sinks, a large walk-in shower, and walk-in closets. The additional bedrooms also have comfortable accommodations for family or guests, WITH WALK IN CLOSETS, and a dedicated pool bath provides convenient access to the outdoor living area. Step outside to enjoy your private, fenced backyard featuring a LARGE sparkling swimming POOL and storage shed. Multiple sliding glass doors provide easy access to the pool area, creating a wonderful setting for entertaining or simply enjoying the Florida sunshine. Additional practical features include a utility sink in the garage, whole-house hurricane shutters, and gutters. The home also offers peace of mind with a newer roof installed in 2023 and a water heater replaced in 2020. Conveniently located near I-75, hospitals, schools, shopping, and a variety of restaurants, this home offers both comfort and accessibility. With its spacious layout, desirable features, and FURNITURE included, this property is ready to enjoy as a full-time residence, seasonal Florida getaway, or investment opportunity. Come enjoy check out this great home !!

23247 Weatherman, Port Charlotte
3060 Collingswood Boulevard, Port Charlotte
$235,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33948 Zip Code
Virtually Staged. No HOA, No CDD and situated on a corner lot with plenty of space to add your own private oasis. This 3 bedroom 2 bath home is move in ready and offers a durable tile roof and a brand new water heater. Ceramic tile throughout the common areas and a split floor plan. The primary bathroom offers dual sinks, a walk in shower and a separate soaking tub. This home is elevated and has not experienced any flooding concerns. Conveniently located near US-41 and the popular Murdock shopping district, you'll enjoy easy access to shopping at Port Charlotte Town Center, Target, Walmart, and Publix, along with a variety of restaurants and entertainment options.

3060 Collingswood Boulevard, Port Charlotte
12228 Morton Avenue, Port Charlotte
$160,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33953 Zip Code
Affordable Florida living with charm, comfort, and plenty of potential! This cute and cozy 2-bedroom, 2-bathroom home with a 1-car garage is a wonderful opportunity for first-time homebuyers, seasonal residents, investors, or anyone looking for an affordable home in Southwest Florida. With a little TLC and your personal touches, this home has the potential to become your perfect Florida retreat! Enjoy the screened-in lanai, ideal for sipping your morning coffee, relaxing with a good book, or enjoying Florida's beautiful weather without the bugs. The fenced backyard provides additional outdoor space for pets, gardening, entertaining, or simply enjoying your own private retreat. Location is another great feature! Conveniently situated near the North Port and Port Charlotte border, you'll enjoy easy access to shopping, dining, entertainment, and everyday conveniences. Coco Plum Village Shops offers a variety of popular retailers and restaurants, while the nearby North Port Aquatic Center provides fun for the whole family. Baseball fans will love being close to Cool. Today Park, the spring training home of the Atlanta Braves, and the Tampa Bay Rays spring training facilities at Charlotte Sports Park. Beautiful Gulf Coast beaches, golf courses, boating, fishing, and outdoor recreation are also within easy reach. Whether you're searching for a starter home, winter getaway, downsizing opportunity, or investment property, this affordable Port Charlotte home offers a great combination of location, potential, and Florida lifestyle. Bring your imagination and make this charming home your own!

12228 Morton Avenue, Port Charlotte
1360 Inverness Street, Port Charlotte
$349,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Welcome to this spacious waterfront sanctuary on the scenic Fordham Waterway! Boasting over 2,300 sq. ft. of living space, this home offers incredible value, coastal charm, and an exceptional floor plan with NO deed restrictions and NO flood zone requirement. Step inside to an open, light-filled split floor plan enhanced by rich slate tile floors, a bright skylight, and elegant French doors. The central kitchen features stainless steel appliances, a hanging pot rack, a versatile movable island, and beautiful views of the water. Sliding glass doors seamlessly connect the indoor living areas to a sprawling paved lanai and a sparkling pool—perfect for outdoor dining, entertaining, or simply soaking in the serene coastal breeze. The generous backyard is a lush tropical haven featuring fruit trees (starfruit, grapefruit, and orange) and direct access to the waterway for endless outdoor enjoyment—bring your canoe, fish right from your backyard, or enjoy relaxed birdwatching along the canal. A major highlight of this home is the 440 sq. ft. converted garage which is fully under A/C—offering flexible bonus space ideal for a home office, game room, hobby studio, or man cave. This space may easily be converted back into a garage. Ideally located in Port Charlotte, you are just minutes from local shopping, dining, medical facilities, beautiful Gulf beaches, and quick access to I-75. Don’t miss this incredible chance to own a spacious waterfront pool home at an unbeatable value—schedule your private showing today!

1360 Inverness Street, Port Charlotte
765 Neptune Street, Port Charlotte
$159,500
3 Beds ⋅ 1 Baths ⋅ Port Charlotte SubDv. ⋅ 33948 Zip Code
**MOTIVATED SELLER! SELLING AS-IS!** Welcome to this cozy 3-bedroom, 1-bath bungalow tucked away in a quiet, established Port Charlotte neighborhood! Offering 936 square feet of living space, this charming home features an updated kitchen, ceramic tile flooring, and a comfortable, easy-to-maintain layout. Step outside and enjoy the screened-in patio, perfect for relaxing with your morning coffee or enjoying the Florida breeze without the bugs! The generously sized backyard offers plenty of room for gardening, outdoor entertaining, or creating your own backyard retreat. With a little TLC and your personal touches, this home has the potential to truly shine! Whether you're a first-time homebuyer, investor, or someone looking to downsize, this property offers a great opportunity to make it your own. Conveniently located near shopping, dining, and everyday amenities. **Seller is motivated, and the property is being sold AS-IS. Bring your offers!**

765 Neptune Street, Port Charlotte
314 Barrett Street, Port Charlotte
$295,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Virtually Staged. Under Construction. SOLD AS IS – INVESTOR ALERT! Opportunity to complete this 3-bedroom, 2-bath home with a den and 2-car garage in Port Charlotte. The open-concept layout features a spacious kitchen with an island overlooking the main living area. Cabinets, granite countertops, and tile flooring are already installed. The primary suite offers a walk-in closet and private bath. Conveniently located near shopping, dining, and Southwest Florida’s Gulf Coast beaches. Ideal for an investor, builder, or buyer ready to finish construction and add their own final touches.

314 Barrett Street, Port Charlotte
45 Snedeker Street, Port Charlotte
$315,000
4 Beds ⋅ 3 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Short Sale. Discover the space and possibilities of this 2023-built home in Port Charlotte! Offering 2,117 square feet of living space, this residence provides a generous layout with room for everyday living, entertaining, and working from home. Situated on an approximately 10,000-square-foot lot, the property offers outdoor space to enjoy and personalize. With newer construction and a convenient Port Charlotte location, this home presents an excellent opportunity for buyers seeking space, comfort, and flexibility. Schedule your private showing today!

45 Snedeker Street, Port Charlotte
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